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Unfortunately, a hair transplant surgery is considered a “cosmetic procedure” and is not covered under most health insurance plans. A cosmetic procedure is usually defined as it not being medically necessary and the patient can live without having. If you want to compare it to a female counterpart, a hair transplant for a man is the same as breast augmentation for a female.
However, if a person is in need of a hair transplant procedure for reconstructive reasons then it may be covered. Reconstructive surgery for a hair transplant surgery usually consist of a person’s head being burned or severely injured via trauma. It is still advised to at least look at your insurance plan and/or make contact with them just to double-check.